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Personal Checking Accounts
Checking Accounts thoughtfully designed with you in mind.
Our checking account options come with the services you need and the benefits you will be excited about! These include:
- Direct to Digital Banking Seamless banking through your mobile device, tablet, and internet including mobile deposit (once you enroll of course!)
- Online Bill Pay which includes P2P options and Account to Account transfers
- Eco-Friendly, convenient e-statements with images to avoid any additional fees
- Access to your banker (during business hours) No outsourced calls or long waits on hold!
- Visa debit card, with no annual fee
- Free 24 hour telephone banking
- Free Notary Services
- Personal Credit Card Available1
The Personal Checking Account
This account is designed with every banking style in mind. The monthly service fee is $10 which is offset by service credits that apply specifically to you!
Here are the best Personal Checking Account Features:
- No Minimum Balance
- Built-in paper statement fee – if you choose to receive e-statements we credit you
- Overdraft Protection Options, with First Year Annual Fee of $20.00 Waived1
- Safe Deposit Box – First Year Annual Fee Waived3
Service Credits to be applied to your account if applicable
| Service Credit Types | Service Credit Applied to your statement |
| Legacy: Have you had an account with ENB for 25+ years? If the answer is yes, you may stop here! | $10 |
| Wisdom: is an owner of the account 65 years of age or older? | $4 |
| E-Statement: Skip the paper to save some money (and some trees) | $2 |
| Combined Balance Credit ($25,000) in personal accounts | $4 |
| Direct Deposit: Do you recieve an automaic monthly deposit? Examples: Paycheck, Social Security | $2 |
| Debit Card Usage: 10-19 times a month | $2 |
| Are you a debit card overachiever using your ENB debit card 20 or more times a month? | $2 |
| Digital Banking: Did you log on at least once a month to your digital banking? | $2 |
| Tele-banking: Use 1-866-ENB-COLO to make a transfer at least once during the month | $1 |
| Did you leave your checkbook at home and not write a check this month? | $1 |
| Do you have a loan with a balance with ENB? (Sorry, Everlines are excluded) | $1 |
The Personal Checking Account comes with LOTS of great benefits, but a few restrictions, too. Here are a few important things you should know about our innovative account:
- $10 Monthly Service Fee (offset by various credits)
- The minimum to open is $100. After that, No Minimum Balance is Required
- You may write as many checks as you like
- Statement Credits reset monthly based on activity
- Statement Credit not to exceed $10
1 Credit Qualifications May Apply
3 For 3 x 5 Box Size, Subject to Availability
For additional information and terms on our accounts, please contact one of our Personal Bankers. 303-674-2700
Money Market
If you want an account that earns interest, but allows you check writing privileges as well, the Money Market account may be just what you're looking for.
- Maintain a minimum balance of $1,000 to avoid a $10.00 monthly service charge
- Minimum deposit to open is $500
- Check writing privileges, with limitations1
- Interest earning, compounded and paid monthly
- Choose Free e-Statements with check images – or choose paper statements for just $2.00 per month.2
1 Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per statement cycle. In-person transfers are unlimited. Excessive transaction fee of $10 per item in excess of ten.
2 Paper statements with no check images are $2.00 per month. Paper statements with images are $5.00 per month
For additional information and terms on our accounts, please contact one of our Personal Bankers. 303-674-2700
- Maintain a minimum balance of $1,000 to avoid a $10.00 monthly service charge
- Minimum deposit to open is $500
- Check writing privileges, with limitations1
- Interest earning, compounded and paid monthly
- Choose Free e-Statements with check images – or choose paper statements for just $2.00 per month.2
1 Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft or similar order to third parties are limited to six per statement cycle. In-person transfers are unlimited. Excessive transaction fee of $10 per item in excess of ten.
2 Paper statements with no check images are $2.00 per month. Paper statements with images are $5.00 per month
For additional information and terms on our accounts, please contact one of our Personal Bankers. 303-674-2700
